mrs. tracy’s answer to ben’s letter was as follows:—

‘my dear mr. renton,—millicent has placed your most kind and generous letter in my hands. it is everything i have said, but it is a very extraordinary letter as well; and it is impossible for a young creature without any knowledge of the world to answer it. it takes all my judgment,—and i have passed through a good deal,—to decide how to do it. i would not for the world hurt your feelings, dear mr. renton, and i am convinced that to act according to the dictates of pride, and decline your most kind little loan, would be to hurt your feelings. therefore i make the sacrifice of my own. i don’t replace your notes in this, as pride tempts me to do. i keep them for your sake.

‘and, besides,—why should i hesitate to confess it?—we are poor. i cannot do for millicent,—i cannot{121} do for myself, though that matters less,—what i would. i don’t know how far my poor child went in her confidences to you to-day. she was agitated,—and she is still agitated,—though i have done all i could to soothe her. she is much affected by your sympathy and generosity; and yet, with the shrinking delicacy which characterises her, she cannot forgive herself for telling you. “i could not help it, mamma,—he was so feeling,” my poor darling says to me, with tears in her eyes. god bless you, dear mr. renton! with this timely aid, which i accept as a loan, my millicent’s poor mother may still be spared to watch over her child. it would have been impossible for me to go, and i tried to hide from my pet the urging of my physicians. now it is all clear before us. i enclose a memorandum for the amount at five per cent interest; but what interest can ever repay the kind consideration, the ready thoughtfulness? i can never forget it, and neither can millicent. when i say that we shall leave almost immediately, i but say that we are carrying out your intention. we shall miss you in that strange land. how sweet if we could hope to meet our benefactor among its gay groups! millicent tells me something about your circumstances, which it seems impossible to believe. but if it should be true, dear mr. renton, how sweet it will be to your mind to feel that your little savings, if diverted from their original intention, will yet go to carry out one of the most sacred offices{122} of christianity,—to save a mother, the sole guide and protector of her innocence, to her only child!

‘believe me, my dear mr. renton, with the sincerest kind regards and good wishes,

‘yours obliged and most truly,

‘maria tracy.’

‘will that do?’ she said, thrusting the paper across the table to millicent, who sat looking on. her mother’s style of letter-writing was very well known to her; but her heart was beating a little quicker than usual, and it was not without excitement that she took it up. altogether, the day had been a strange one for her. it had brought her in contact with genuine, real passion; and at the same time with a rare, almost unknown thing to her,—a man, with all the instincts of power, unconscious of those restraints which make i dare not wait upon i would. there is something in wealth which now and then confers a certain moral power and unthought-of force and energy. millicent’s friends and lovers had been hitherto of a class quite different from ben. they had been men to whom appearance was more than reality,—who were accustomed to look richer than they were, and to own the restrictions of small means,—men who could not, had they wished it, have cut a way for her through a difficulty, as ben did with sudden flash of purpose. in fact, he was poorer than{123} any of the half-bred men to whom mrs. tracy had all but offered her daughter; but the habit of hesitation or considering possibilities had not yet come upon him. simply, he had not been able to bear the thought of want or difficulty or pain for her, and had rushed at the matter without a moment’s pause, or any consideration but that of doing her service. it was quite new to millicent. it dazzled her imagination more a long way than it touched her heart. she was not grateful to speak of, but she was profoundly impressed by the man to whom a hundred pounds,—that mighty object of thought to herself and everybody she had ever known,—was no more than a bouquet or a pair of gloves. she was not, even at that moment, ashamed of having all but asked, or of receiving, his help. she was only dazzled by the magnificence, the sudden lavish zeal and service of her lover. she read her mother’s letter slowly and critically. ‘as if he wanted to be paid back, or have interest at five per cent!’ she said. the mother’s were very different thoughts.

‘it looks better,’ she said. ‘and if we ever are able to pay him back, millicent,—besides, it is putting it in a business way. every man likes to see things put in a business way; though this is such a young fool——’ said mrs. tracy. ‘i never met with such a fool in my life.’

‘he is not a fool,’ said millicent, angrily. ‘it is the way he has been brought up. he has not been{124} taught to consider money as we have. oh, me! should we all be like that if we were all rich?’ she asked herself with a thrill of wonder. mrs. tracy smiled grimly as she put poor ben’s bank-notes,—everything the foolish youth had possessed in the world,—into an old pocket-book, which she took out of her desk.

‘no, indeed,’ she said, ‘not such fools as to give solid good for nonsense. why, only fancy what he might have had for his hundred pounds! he might have gone to homburg himself, and got a great deal of amusement out of it. he might have gone to switzerland. with all his friends and good introductions, he might have got through the season with it,’—this was all mrs. tracy knew,—‘with his club and dining out, and so forth. and because you cry a little he gives it to you! no, if i were made of money, i never could be so foolish as that.’

‘nobody ever minded my crying much before,’ said millicent, with a touch of sullenness; and then she threw the letter on the table. ‘certainly,’ she said, ‘a hundred pounds is a high price for that.’

‘i accept it as a loan,’ said mrs. tracy, wrapping herself once more in the appearances she loved. of course i should never think of taking money from mr. renton in any other way. and i wish you would see to your packing at once. we never had such a chance before. oh, millicent, if you don’t make something of it this time, how can i ever have any{125} heart again? there are all sorts of people at homburg; and you look very nice in your mourning. one does when one has a nice complexion. what will become of us if i have to bring you back here again?’

‘i have no desire to be brought back,’ said millicent, sharply. ‘i am ready to do whatever i can;—you may see that. but fate seems against me somehow,’ she added, putting up her hand to her eyes. ‘one had every reason to think it was settled and done with without any more trouble; and here is the treadmill just beginning again. you are pleased because you have got your money; but it is hard upon me all the same.’

‘i believe you are in love with him, after all,’ said the mother with profound scorn. millicent did not make any direct answer; but she turned away indignantly, with a frown on her face. in love with him!—no, not so foolish as that; but still it was hard when you come to think of it,—never to be any nearer the end,—just to have to begin again. and when everything seemed so clear and easy! a hundred pounds was very nice, but it was not equal to renton manor and a house in berkeley square, and everything that heart could desire. poor millicent sighed,—she could not help it. and he was so fond of her too, poor fellow! it seemed breaking faith with him to take his money and go off to germany to marry somebody else on the strength of it. and it was{126} nice to have him always there,—ready, on the shortest notice, to come and worship. ‘all because i am rather pretty,’ millicent said to herself, with that half scorn with which a woman recognises that it is the least part of her that is loved. her beauty was everything she had in the world, and yet it was a little strange that that was all ben renton could see in her. her transparent scheming,—her hungry poverty,—her readiness to marry him or any man who had money enough, and asked her,—that all this should be glozed over and hidden by a pair of pretty eyes! this is a weakness of which a great many women take advantage, but which always fills them with a certain contempt. millicent, who might have had something better in her, and who could have been fond of ben had he not have been disinherited, saw his folly with a half-disdain. no woman would have been such a fool as that! and yet she could not bear to hear her mother call him a fool.

she got up immediately, however, to begin her packing; and then she took into very serious consideration the question whether a new dress was not absolutely necessary for the new campaign,—a thin dress which she could wear over her old black silk, and which would looked ‘dressed’ at a table-d’h?te or other public place. ‘don’t you think grenadine would be best?’ she asked her mother, anxiously,—‘or perhaps my white with black ribbons?’ what{127}ever might be her feelings towards ben renton, it was evident there was no time to be lost.

‘it must be black,’ said mrs. tracy, decisively, ‘when you can have so few dresses. white is always the next step to colours, and we can’t afford that,—not to speak of washing. black grenadine wears very well, and looks very nice,—on you, at least,’ mrs. tracy added, with a stifled sigh. she was too old for grenadine herself. to play her part aright, she wanted a rich black silk becoming her years. but it would make such a hole in the hundred pounds! she was compelled to give that up. they spent the evening with the room littered all over with ‘things,’ examining into their deficiencies,—two warriors setting out for the battle, and looking to all the crevices of their armour. and ben down-stairs heard their soft, womanly footsteps thrill the floor over his head, and strained his ears to catch every moment they made. they seemed to have accepted his offering;—what were they going to do with himself? he sat, sick at heart, and listened while they went to and fro up-stairs to their sleeping-rooms, down again to the drawing-room. he had put his door ajar, and heard everything. sometimes her mother called ‘millicent!’ from below; sometimes it was the sweeter voice of the daughter that replied; and every word rang through his heart, poor fellow! as he sat and listened. that there was a commotion of some sort going on up{128}-stairs was certain; and it was he who was the cause of it; and yet they did not call him to share the excitement. or were they, perhaps, preparing to go away, to punish him for his presumption,—to return him his impudent gift of money, and reject his friendship? poor ben sat trembling, absorbed in a cruel fever of suspense all the evening. perhaps they had meant him to be so,—perhaps it was only carelessness, their own suspense being over; but certain it is that mrs. tracy’s answer to his letter was not put into ben’s hands till the movement up-stairs was quieted, and the ladies preparing to go to bed. then mrs. tracy rang the bell. ‘that poor boy has not got his answer yet,—how careless, millicent!’ she said; and millicent half smiled as she went and sought it on the writing-table, underneath a heap of muslin. ‘it can’t matter much,’ she said, with a slight shrug of her graceful shoulders, and yet gave it with her own hands to the maid. ‘tell mr. renton you forgot it,’ said mrs. tracy; ‘it should have gone to him some time ago.’ and this was how the evening ended for the adventurers on the eve of their campaign.

it had been a trying day for millicent. thinking it over when she finally retired to the little dressing-room she occupied, this was the conclusion she came to,—a very trying day. neither her education nor her experience, such as it was, had at all prepared her for such trials. she knew how to deal with the ordinary young man who was to be met with in{129} guildford street; and as she sat with her hair hanging about her shoulders, in the thoughtfulness of the moment a whole array rose up before her of men who had admired her, followed her about, and satisfied her vanity to the fullest extent, but who were not to be compared to ben renton in any particular. millicent, knowing no better, would have married young mr. cholmley, of the firm of cholmley and territ, if he could have settled anything on her; or young hurlstone, the solicitor, if he had been in better practice; or the engineer, who everybody said was likely to make so much money, had he not been so impudent about mothers-in-law, and so determined that mrs. tracy should have nothing to do in his house. she would have taken any of them, and thought it her duty. she had been even—must it be confessed?—a quarter part engaged to all of them before their shortcomings were apparent. and each in succession was eager to have purchased her and her beauty, though they all haggled about the price. but to have betrayed her poverty to them, or her mother’s difficulties, was the last thing in the world that millicent would have dreamed of doing. had she done so her lovers would have regarded her,—she knew it,—with a certain contempt. her beauty was much, and that she was an officer’s daughter, and supposed to have high connexions, was much too,—enough to cover the want of fortune which she never attempted to conceal; but penniless, struggling with poverty, in{130} debt—oh, words of fear!—millicent would have starved rather than have breathed such damning syllables in the ears of cholmley or hurlstone. but she had told ben all, ‘as if he were a friend,’ she said to herself in amazement. and ben, still as if he were a friend, had rushed forth and found what she wanted, letting no grass grow under his feet. what a curious, bewildering, unaccountable business it was! poor fellow! could he be a fool, as mrs. tracy thought? or was he more infatuated, more wild about her than any of them had been? or was it a new species she had to deal with,—a being of a different kind? she was so puzzled that she let her hair stray all over her shoulders and get into hopeless tangles. poor ben! and after all it was out of the question that she should marry him. this hundred pounds which he had thrust upon her,—and surely, surely, if he were not a fool he must be a very indiscreet, prodigal sort of young man, throwing his money about in such a wild way,—must be the end, as it was the beginning, of anything between them. it was very hard, millicent thought; but for that horrid old mr. renton and his ridiculous will, instead of setting out on her adventures to homburg, in the hope of finding somebody to marry her, she might have had ben and the manor and excellent settlements, and no more trouble. old men should not be allowed to be so wicked, she said to herself. she would have made ben a very{131} good wife; she would even have grown fond of him. a sigh trembled out of millicent’s rose lips as these thoughts filled her soul. what a hair’s breadth it was that divided this shifty, tricky, sordid life, with its most miserable aim, from an existence so different! berkeley square,—that was, alas! the foremost thing in her thoughts. her mind strayed off to caress the idea for a moment. she saw herself in the great old-fashioned, splendid rooms,—splendid to mrs. tracy’s daughter, and not old-fashioned, you may be sure of that, from the moment mrs. benedict renton had got possession of them. she saw herself getting into her carriage at the door, with such horses, such footmen, such a glimmer and sheen of luxury, and sighed again very heavily. last night it seemed so near, so certain; and now, the old treadmill to begin again, the old game to be played, the old risks to be run! it had not occurred to millicent even now how humiliating was that game. it was natural to her;—she had been brought up to it. but she doubled the beautiful, soft, white hand which ben had kissed, and shook it figuratively at his horrid old father. ‘wretched old miser!’ said millicent, setting her pearly teeth together. and she could have made a good wife, and even grown fond of ben.

mrs. tracy, on the other side of the partition, was not half so much disturbed. she had a hundred{132} pounds in her pocket, as good as a gift, she said to herself; for, of course, he would never ask either interest or principal. what a fool the young man must be! or did he, could he, think that she was such a fool as to throw away her beautiful daughter upon him because of his hundred pounds? not quite so silly as that, mrs. tracy said to herself. it was the first real bit of good fortune her beautiful daughter had brought her. for husband-hunting, adopted as a profession in the very serious way in which mrs. tracy had entered into it, is a dangerous and difficult trade. perhaps it would be safe to say there is no work in the world more hazardous, dreary, and unremunerative. millicent’s dresses had cost a great deal, and it had been very expensive taking her ‘out,’ before poor fitzgerald’s downfall and death made that impossible, and on the whole she had lost a great deal more than she had gained up to this moment. now, here was the first earnest of coming fortune. with her looks millicent might marry anybody;—a russian prince rolling in money, most likely; or a millionnaire with more than he could count. the world was at her feet. notwithstanding the small results her beauty had produced in the past, mrs. tracy jumped to the highest heights of hope. and as for ben renton and his hundred pounds! instead of regretting, like her daughter, she was rather glad that the game was still all to play. the{133} excitement had its charm for her. she was a gambler going about the world with one piece to stake; and, like most gamblers, could not divest herself of the idea that if she could but wait and hold on, she must win.