as mr. herbert bly glanced for the first time at the house which was to be his future abode in san francisco, he was somewhat startled. in that early period of feverish civic improvement the street before it had been repeatedly graded and lowered until the dwelling—originally a pioneer suburban villa perched upon a slope of telegraph hill—now stood sixty feet above the sidewalk, superposed like some swiss chalet on successive galleries built in the sand-hill, and connected by a half-dozen distinct zigzag flights of wooden staircase. stimulated, however, by the thought that the view from the top would be a fine one, and that existence there would have all the quaint originality of robinson crusoe's tree-dwelling, mr. bly began cheerfully to mount the steps. it should be premised that, although a recently appointed clerk in a large banking house, mr. bly was somewhat youthful and imaginative, and regarded the ascent as part of that "excelsior" climbing pointed out by a great poet as a praiseworthy function of ambitious youth.

reaching at last the level of the veranda, he turned to the view. the distant wooded shore of contra costa, the tossing white-caps and dancing sails of the bay between, and the foreground at his feet of wharves and piers, with their reed-like jungles of masts and cordage, made up a bright, if somewhat material, picture. to his right rose the crest of the hill, historic and memorable as the site of the old semaphoric telegraph, the tossing of whose gaunt arms formerly thrilled the citizens with tidings from the sea. turning to the house, he recognized the prevailing style of light cottage architecture, although incongruously confined to narrow building plots and the civic regularity of a precise street frontage. thus a dozen other villas, formerly scattered over the slope, had been laboriously displaced and moved to the rigorous parade line drawn by the street surveyor, no matter how irregular and independent their design and structure. happily, the few scrub-oaks and low bushes which formed the scant vegetation of this vast sand dune offered no obstacle and suggested no incongruity. beside the house before which mr. bly now stood, a prolific madeira vine, quickened by the six months' sunshine, had alone survived the displacement of its foundations, and in its untrimmed luxuriance half hid the upper veranda from his view.

still glowing with his exertion, the young man rang the bell and was admitted into a fair-sized drawing-room, whose tasteful and well-arranged furniture at once prepossessed him. an open piano, a sheet of music carelessly left on the stool, a novel lying face downwards on the table beside a skein of silk, and the distant rustle of a vanished skirt through an inner door, gave a suggestion of refined domesticity to the room that touched the fancy of the homeless and nomadic bly. he was still enjoying, in half embarrassment, that vague and indescribable atmosphere of a refined woman's habitual presence, when the door opened and the mistress of the house formally presented herself.

she was a faded but still handsome woman. yet she wore that peculiar long, limp, formless house-shawl which in certain phases of anglo-saxon spinster and widowhood assumes the functions of the recluse's veil and announces the renunciation of worldly vanities and a resigned indifference to external feminine contour. the most audacious masculine arm would shrink from clasping that shapeless void in which the flatness of asceticism or the heavings of passion might alike lie buried. she had also in some mysterious way imported into the fresh and pleasant room a certain bombaziny shadow of the past, and a suggestion of that appalling reminiscence known as "better days." though why it should be always represented by ashen memories, or why better days in the past should be supposed to fix their fitting symbol in depression in the present, mr. bly was too young and too preoccupied at the moment to determine. he only knew that he was a little frightened of her, and fixed his gaze with a hopeless fascination on a letter which she somewhat portentously carried under the shawl, and which seemed already to have yellowed in its arctic shade.

"mr. carstone has written to me that you would call," said mrs. brooks with languid formality. "mr. carstone was a valued friend of my late husband, and i suppose has told you the circumstances—the only circumstances—which admit of my entertaining his proposition of taking anybody, even temporarily, under my roof. the absence of my dear son for six months at portland, oregon, enables me to place his room at the disposal of mr. carstone's young protege, who, mr. carstone tells me, and i have every reason to believe, is, if perhaps not so seriously inclined nor yet a church communicant, still of a character and reputation not unworthy to follow my dear tappington in our little family circle as he has at his desk in the bank."

the sensitive bly, struggling painfully out of an abstraction as to how he was ever to offer the weekly rent of his lodgings to such a remote and respectable person, and also somewhat embarrassed at being appealed to in the third person, here started and bowed.

"the name of bly is not unfamiliar to me," continued mrs. brooks, pointing to a chair and sinking resignedly into another, where her baleful shawl at once assumed the appearance of a dust-cover; "some of my dearest friends were intimate with the blys of philadelphia. they were a branch of the maryland blys of the eastern shore, of whom my uncle james married. perhaps you are distantly related?"

mrs. brooks was perfectly aware that her visitor was of unknown western origin, and a poor but clever protege of the rich banker; but she was one of a certain class of american women who, in the midst of a fierce democracy, are more or less cat-like conservators of family pride and lineage, and more or less felinely inconsistent and treacherous to republican principles. bly, who had just settled in his mind to send her the rent anonymously—as a weekly valentine—recovered himself and his spirits in his usual boyish fashion.

"i am afraid, mrs. brooks," he said gayly, "i cannot lay claim to any distinguished relationship, even to that 'nelly bly' who, you remember, 'winked her eye when she went to sleep.'" he stopped in consternation. the terrible conviction flashed upon him that this quotation from a popular negro-minstrel song could not possibly be remembered by a lady as refined as his hostess, or even known to her superior son. the conviction was intensified by mrs. brooks rising with a smileless face, slightly shedding the possible vulgarity with a shake of her shawl, and remarking that she would show him her son's room, led the way upstairs to the apartment recently vacated by the perfect tappington.

preceded by the same distant flutter of unseen skirts in the passage which he had first noticed on entering the drawing-room, and which evidently did not proceed from his companion, whose self-composed cerements would have repressed any such indecorous agitation, mr. bly stepped timidly into the room. it was a very pretty apartment, suggesting the same touches of tasteful refinement in its furniture and appointments, and withal so feminine in its neatness and regularity, that, conscious of his frontier habits and experience, he felt at once repulsively incongruous. "i cannot expect, mr. bly," said mrs. brooks resignedly, "that you can share my son's extreme sensitiveness to disorder and irregularity; but i must beg you to avoid as much as possible disturbing the arrangement of the book-shelves, which, you observe, comprise his books of serious reference, the biblical commentaries, and the sermons which were his habitual study. i must beg you to exercise the same care in reference to the valuable offerings from his sabbath-school scholars which are upon the mantel. the embroidered book-marker, the gift of the young ladies of his bible-class in dr. stout's church, is also, you perceive, kept for ornament and affectionate remembrance. the harmonium—even if you are not yourself given to sacred song—i trust you will not find in your way, nor object to my daughter continuing her practice during your daily absence. thank you. the door you are looking at leads by a flight of steps to the side street."

"a very convenient arrangement," said bly hopefully, who saw a chance for an occasional unostentatious escape from a too protracted contemplation of tappington's perfections. "i mean," he added hurriedly, "to avoid disturbing you at night."

"i believe my son had neither the necessity nor desire to use it for that purpose," returned mrs. brooks severely; "although he found it sometimes a convenient short cut to church on sabbath when he was late."

bly, who in his boyish sensitiveness to external impressions had by this time concluded that a life divided between the past perfections of tappington and the present renunciations of mrs. brooks would be intolerable, and was again abstractedly inventing some delicate excuse for withdrawing without committing himself further, was here suddenly attracted by a repetition of the rustling of the unseen skirt. this time it was nearer, and this time it seemed to strike even mrs. brooks's remote preoccupation. "my daughter, who is deeply devoted to her brother," she said, slightly raising her voice, "will take upon herself the care of looking after tappington's precious mementoes, and spare you the trouble. cherry, dear! this way. this is the young gentleman spoken of by mr. carstone, your papa's friend. my daughter cherubina, mr. bly."

the fair owner of the rustling skirt, which turned out to be a pretty french print, had appeared at the doorway. she was a tall, slim blonde, with a shy, startled manner, as of a penitent nun who was suffering for some conventual transgression—a resemblance that was heightened by her short-cut hair, that might have been cropped as if for punishment. a certain likeness to her mother suggested that she was qualifying for that saint's ascetic shawl—subject, however, to rebellious intervals, indicated in the occasional sidelong fires of her gray eyes. yet the vague impression that she knew more of the world than her mother, and that she did not look at all as if her name was cherubina, struck bly in the same momentary glance.

"mr. bly is naturally pleased with what he has seen of our dear tappington's appointments; and as i gather from mr. carstone's letter that he is anxious to enter at once and make the most of the dear boy's absence, you will see, my dear cherry, that ellen has everything ready for him?"

before the unfortunate bly could explain or protest, the young girl lifted her gray eyes to his. whether she had perceived and understood his perplexity he could not tell; but the swift shy glance was at once appealing, assuring, and intelligent. she was certainly unlike her mother and brother. acting with his usual impulsiveness, he forgot his previous resolution, and before he left had engaged to begin his occupation of the room on the following day.

the next afternoon found him installed. yet, after he had unpacked his modest possessions and put them away, after he had placed his few books on the shelves, where they looked glaringly trivial and frivolous beside the late tenant's severe studies; after he had set out his scanty treasures in the way of photographs and some curious mementoes of his wandering life, and then quickly put them back again with a sudden angry pride at exposing them to the unsympathetic incongruity of the other ornaments, he, nevertheless, felt ill at ease. he glanced in vain around the pretty room. it was not the delicately flowered wall-paper; it was not the white and blue muslin window-curtains gracefully tied up with blue and white ribbons; it was not the spotless bed, with its blue and white festooned mosquito-net and flounced valances, and its medallion portrait of an unknown bishop at the back; it was not the few tastefully framed engravings of certain cardinal virtues, "the rock of ages," and "the guardian angel"; it was not the casts in relief of "night" and "morning"; it was certainly not the cosy dimity-covered arm-chairs and sofa, nor yet the clean-swept polished grate with its cheerful fire sparkling against the chill afternoon sea-fogs without; neither was it the mere feminine suggestion, for that touched a sympathetic chord in his impulsive nature; nor the religious and ascetic influence, for he had occupied a monastic cell in a school of the padres at an old mission, and slept profoundly;—it was none of those, and yet a part of all. most habitations retain a cast or shell of their previous tenant that, fitting tightly or loosely, is still able to adjust itself to the newcomer; in most occupied apartments there is still a shadowy suggestion of the owner's individuality; there was nothing here that fitted bly—nor was there either, strange to say, any evidence of the past proprietor in this inhospitality of sensation. it did not strike him at the time that it was this very lack of individuality which made it weird and unreal, that it was strange only because it was artificial, and that a real tappington had never inhabited it.

he walked to the window—that never-failing resource of the unquiet mind—and looked out. he was a little surprised to find, that, owing to the grading of the house, the scrub-oaks and bushes of the hill were nearly on the level of his window, as also was the adjoining side street on which his second door actually gave. opening this, the sudden invasion of the sea-fog and the figure of a pedestrian casually passing along the disused and abandoned pavement not a dozen feet from where he had been comfortably seated, presented such a striking contrast to the studious quiet and cosiness of his secluded apartment that he hurriedly closed the door again with a sense of indiscreet exposure. returning to the window, he glanced to the left, and found that he was overlooked by the side veranda of another villa in the rear, evidently on its way to take position on the line of the street. although in actual and deliberate transit on rollers across the backyard and still occulting a part of the view, it remained, after the reckless fashion of the period, inhabited. certainly, with a door fronting a thoroughfare, and a neighbor gradually approaching him, he would not feel lonely or lack excitement.

he drew his arm-chair to the fire and tried to realize the all-pervading yet evasive tappington. there was no portrait of him in the house, and although mrs. brooks had said that he "favored" his sister, bly had, without knowing why, instinctively resented it. he had even timidly asked his employer, and had received the vague reply that he was "good-looking enough," and the practical but discomposing retort, "what do you want to know for?" as he really did not know why, the inquiry had dropped. he stared at the monumental crystal ink-stand half full of ink, yet spotless and free from stains, that stood on the table, and tried to picture tappington daintily dipping into it to thank the fair donors—"daughters of rebecca." who were they? and what sort of man would they naturally feel grateful to?

what was that?

he turned to the window, which had just resounded to a slight tap or blow, as if something soft had struck it. with an instinctive suspicion of the propinquity of the adjoining street he rose, but a single glance from the window satisfied him that no missile would have reached it from thence. he scanned the low bushes on the level before him; certainly no one could be hiding there. he lifted his eyes toward the house on the left; the curtains of the nearest window appeared to be drawn suddenly at the same moment. could it have come from there? looking down upon the window-ledge, there lay the mysterious missile—a little misshapen ball. he opened the window and took it up. it was a small handkerchief tied into a soft knot, and dampened with water to give it the necessary weight as a projectile.

was it apparently the trick of a mischievous child? or—

but here a faint knock on the door leading into the hall checked his inquiry. he opened it sharply in his excitement, and was embarrassed to find the daughter of his hostess standing there, shy, startled, and evidently equally embarrassed by his abrupt response.

"mother only wanted me to ask you if ellen had put everything to rights," she said, making a step backwards.

"oh, thank you. perfectly," said herbert with effusion. "nothing could be better done. in fact"—

"you're quite sure she hasn't forgotten anything? or that there isn't anything you would like changed?" she continued, with her eyes leveled on the floor.

"nothing, i assure you," he said, looking at her downcast lashes. as she still remained motionless, he continued cheerfully, "would you—would you—care to look round and see?"

"no; i thank you."

there was an awkward pause. he still continued to hold the door open. suddenly she moved forward with a school-girl stride, entered the room, and going to the harmonium, sat down upon the music-stool beside it, slightly bending forward, with one long, slim, white hand on top of the other, resting over her crossed knees.

herbert was a little puzzled. it was the awkward and brusque act of a very young person, and yet nothing now could be more gentle and self-composed than her figure and attitude.

"yes," he continued, smilingly; "i am only afraid that i may not be able to live quite up to the neatness and regularity of the example i find here everywhere. you know i am dreadfully careless and not at all orderly. i shudder to think what may happen; but you and your mother, miss brooks, i trust, will make up your minds to overlook and forgive a good deal. i shall do my best to be worthy of mr. tap—of my predecessor—but even then i am afraid you'll find me a great bother."

she raised her shy eyelids. the faintest ghost of a long-buried dimple came into her pale cheek as she said softly, to his utter consternation:

"rats!"

had she uttered an oath he could not have been more startled than he was by this choice gem of western saloon-slang from the pure lips of this evangeline-like figure before him. he sat gazing at her with a wild hysteric desire to laugh. she lifted her eyes again, swept him with a slightly terrified glance, and said:

"tap says you all say that when any one makes-believe politeness to you."

"oh, your brother says that, does he?" said herbert, laughing.

"yes, and sometimes 'old rats.' but," she continued hurriedly, "he doesn't say it; he says you all do. my brother is very particular, and very good. doctor stout loves him. he is thought very much of in all christian circles. that book-mark was given to him by one of his classes."

every trace of her dimples had vanished. she looked so sweetly grave, and withal so maidenly, sitting there slightly smoothing the lengths of her pink fingers, that herbert was somewhat embarrassed.

"but i assure you, miss brooks, i was not making-believe. i am really very careless, and everything is so proper—i mean so neat and pretty—here, that i"—he stopped, and, observing the same backward wandering of her eye as of a filly about to shy, quickly changed the subject. "you have, or are about to have, neighbors?" he said, glancing towards the windows as he recalled the incident of a moment before.

"yes; and they're not at all nice people. they are from pike county, and very queer. they came across the plains in '50. they say 'stranger'; the men are vulgar, and the girls very forward. tap forbids my ever going to the window and looking at them. they're quite what you would call 'off color.'"

herbert, who did not dare to say that he never would have dreamed of using such an expression in any young girl's presence, was plunged in silent consternation.

"then your brother doesn't approve of them?" he said, at last, awkwardly.

"oh, not at all. he even talked of having ground-glass put in all these windows, only it would make the light bad."

herbert felt very embarrassed. if the mysterious missile came from these objectionable young persons, it was evidently because they thought they had detected a more accessible and sympathizing individual in the stranger who now occupied the room. he concluded he had better not say anything about it.

miss brooks's golden eyelashes were bent towards the floor. "do you play sacred music, mr. bly?" she said, without raising them.

"i am afraid not."

"perhaps you know only negro-minstrel songs?"

"i am afraid—yes."

"i know one." the dimples faintly came back again. "it's called 'the ham-fat man.' some day when mother isn't in i'll play it for you."

then the dimples fled again, and she immediately looked so distressed that herbert came to her assistance.

"i suppose your brother taught you that too?"

"oh dear, no!" she returned, with her frightened glance; "i only heard him say some people preferred that kind of thing to sacred music, and one day i saw a copy of it in a music-store window in clay street, and bought it. oh no! tappington didn't teach it to me."

in the pleasant discovery that she was at times independent of her brother's perfections, herbert smiled, and sympathetically drew a step nearer to her. she rose at once, somewhat primly holding back the sides of her skirt, school-girl fashion, with thumb and finger, and her eyes cast down.

"good afternoon, mr. bly."

"must you go? good afternoon."

she walked directly to the open door, looking very tall and stately as she did so, but without turning towards him. when she reached it she lifted her eyes; there was the slightest suggestion of a return of her dimples in the relaxation of her grave little mouth. then she said, "good-bye, mr. bly," and departed.

the skirt of her dress rustled for an instant in the passage. herbert looked after her. "i wonder if she skipped then—she looks like a girl that might skip at such a time," he said to himself. "how very odd she is—and how simple! but i must pull her up in that slang when i know her better. fancy her brother telling her that! what a pair they must be!" nevertheless, when he turned back into the room again he forbore going to the window to indulge further curiosity in regard to his wicked neighbors. a certain new feeling of respect to his late companion—and possibly to himself—held him in check. much as he resented tappington's perfections, he resented quite as warmly the presumption that he was not quite as perfect, which was implied in that mysterious overture. he glanced at the stool on which she had been sitting with a half-brotherly smile, and put it reverently on one side with a very vivid recollection of her shy maidenly figure. in some mysterious way too the room seemed to have lost its formal strangeness; perhaps it was the touch of individuality—hers—that had been wanting? he began thoughtfully to dress himself for his regular dinner at the poodle dog restaurant, and when he left the room he turned back to look once more at the stool where she had sat. even on his way to that fast and famous cafe of the period he felt, for the first time in his thoughtless but lonely life, the gentle security of the home he had left behind him.